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How to Negotiate Closing Costs on a Home

If you’re gearing up to buy a home, one bitter pill you’ve got to swallow is that you don’t just have to pay for the house itself. You’ll also need to pay for a myriad of [...]

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What Are Mortgage Points? Upfront Fees That Could Save You Money

What are mortgage points? The interest rate your mortgage lender offers you is not necessarily the rate you have to stick with. In fact, you can lower your interest rate by shelling out at [...]

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How to Make an Offer on a House

Shopping for a home is fun. But once you find “The One” things start to get real—real fast. Think of making an offer on a home as setting the roller coaster in motion: You might have sharp [...]