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The Truth Behind Black Friday

  According to Wikipedia[i]: Black Friday is a shopping day for a combination of reasons. As the first day after the last major holiday before Christmas, it marks the unofficial beginning of [...]

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Do Stores Really Need To Be Open Thanksgiving Day??

Retailers are desperate to attract customers to their stores at this critical time of year. Many stores are having PRE-Thanksgiving events in order to jump-start the holiday weekend. With [...]

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Mortgage 101: Working With A Small Down Payment? You’ve Got Options

homes.com Ready to Buy a Home But Struggling With the Loan? Ideally, when you’re set to purchase a home you’ll have a good-sized down payment saved up and ready to go, but for many would-be [...]

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Mortgage 101: The Pros and Cons of Zero Down by Emily RicheyMarch 29, 2016 12

homes.com So You’re Ready to Buy a House… What’s Next? As you’re probably already aware, you don’t actually need a 20% down payment to qualify for a mortgage. In fact, there are programs that [...]

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Mortgage 101: The Dos And Don’ts Of Choosing A Cosigner

homes.com What You Need to Know Before Selecting a Cosigner for Your Home Loan Gone are the days when mortgage lenders approved practically every application that rolled across their desks. Ever [...]

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Mortgage 101: The Financial Benefits Of A Mortgage

homes.com Mortgage Payments Aren’t as Bad as They May Seem When it comes to paying off mortgages, conventional wisdom holds that you should do it as quickly as possible, but conventional wisdom [...]

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Mortgage 101: Don’t Make These 6 Mistakes On Your Mortgage Application

homes.com Making Sure That You Get the Mortgage You’re After Although the process might seem daunting to many first-time homebuyers, the information in this article should go a long way towards [...]

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Mortgage 101: What is Escrow?

homes.com No matter how many times you’ve purchased a home, the escrow process can still be a source of confusion. If you’re buying your first home, this is doubly so. So what exactly is escrow [...]

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Mortgage 101: Everything You Need To Know About Mortgage Insurance

homes.com I Need Mortgage Insurance, Too? If you’ve spent any time researching the costs associated with homeownership, then you’re probably already familiar with private mortgage insurance, also [...]

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Mortgage 101: Locking In Your Rate

homes.com Mortgage interest rates are tied to the Federal Funds Rate, which is the interest rate that banks charge each other to borrow money. In turn, the FFR is directly influenced by the [...]